No credit card required
Merchants in our
rule-based engine
Accuracy based on
800M+ transactions
Pre-defined categories plus
unlimited customizations
Click on these transactions to get a sneak peek of the PindaCaaS engine.
Launch new features in a single sprint with our "categorization in a box" solution.
Where traditional methods fail, our AI agents analyze transaction patterns, scrape websites, search on Google and take actions to ensure accurate categorization, even for new or unfamiliar merchants.
Adapt the categorization to your own business logic or regional requirements. Create and manage custom categories and rules via our intuitive dashboard. No coding required.
All plans include unlimited usage via the dashboard and a free trial month.
To start building
To move into production
For high-volume needs
No, PindaCaaS provides a Categorization-as-a-Service (CaaS) solution only. We analyze banking transaction data that our clients retrieved previously through a PSD2 API, a CSV file or even parsing the contents of a PDF bank statement. At the moment we are unable to provide a direct connection to bank APIs or manage consent flows.
Yes, PindaCaaS offers customizable rules that allow you to tailor categorization to your specific business needs or geographical characteristics. You can create custom categories and define rules to match your unique requirements in our dashboard.
PindaCaaS is designed to categorize transactions of private individuals, not businesses. Think of gym memberships, streaming services, fuel and so on. At this moment, we cannot categorize business transactions or apply categorization based on the typical accountant's chart of accounts (for example, employee salaries or VAT taxes).
We do not store any transaction data that you provide. PindaCaaS handles API requests and returns categorized transactions as a response. Our time-to-leave (TTL) is set at 300 seconds and the dashboard does not provide any functionality to retrieve old transactions. Your clients are the owners of their data and we will not use it for any other purpose than to provide you with enriched transaction data. That is why we do not ask for transaction amounts or accountholder information, we just need the anonymized transaction description and we will do the rest.
PindaCaaS is a playful combination of 'Pindakaas' (the Dutch word for peanut butter) and 'CaaS', or Categorization-as-a-Service. Since this is made with love in the Netherlands, we thought it would be a nice name... and to be brutally honest: the .com domain was available. So there you go!
The founder of PindaCaaS had built already 3 fintech apps in the past, and in every one of them there was the same issue: sucky transaction categorization. The few Open Banking providers with categorization required long term contracts with high platform fees... and yet, their categorization was terrible outside of the more mature markets (e.g. US and the UK). Why not unbundle the categorization and supercharge it with AI agents to make it work everywhere? Sure we compromise on processing speed (it takes seconds instead of milliseconds), but the accuracy and versatility makes up for it.
Be among the first to experience our powerful transaction categorization API.